Let’s face it — some credit cards talk a big game, but don’t really give you much back. If you’re someone who travels often, whether it’s for work meetings, quick getaways or the odd family holiday, you’ll want something that actually keeps pace. The HSBC Premier World Elite Credit Card? It genuinely does.
No fuss, no gimmicks. Just proper perks. You get airport lounges without the faff ✈️, fast-track lanes when you’re cutting it fine ⏱️, and solid reward points on your everyday spending — even when it’s just the weekly shop or a hotel for a last-minute trip. It’s the kind of card that quietly earns its keep and makes travel feel less like a chore.
What Makes It Worth Considering 💡
If you’re already an HSBC Premier customer, this card opens a few more doors. You’ll get Priority Pass access to over 1,600 lounges, which is more than enough for even the most frequent flyers. There’s also airport fast-track at select airports — a small thing, but a real timesaver when you’re running late.
More importantly, you’ll earn 3 reward points per £1 in sterling, and 4 points abroad (note the 2.99% foreign transaction fee). Plus, spend £2,000 in 90 days, and you’ll receive a welcome bonus of 60,000 points 🎉 — valid until 29 May 2025.
Perks That Actually Matter ✅
- ✈️ Unlimited Priority Pass lounge access
- 💳 3x points on UK spend, 4x abroad
- 🛃 Fast-track security at select airports
- 🛡️ Travel insurance + purchase protection
- 🎁 60,000 bonus points for new cardholders
Comparison: See Where It Stands
Card | Annual Fee | Lounge Access | FX Fees |
HSBC Premier World Elite | £290 | Priority Pass | 2.99% |
Amex Platinum | £650 | Priority Pass | 0% |
Barclaycard Avios Plus | £240 | BA lounges only | 2.99% |
Is It For You? 🤔
If you’re already banking with HSBC Premier and tend to travel more than just once or twice a year — whether it’s for business, city breaks, or visiting family abroad — this card could genuinely simplify your routine. The airport perks alone are worth a look if you’re tired of queues and crowded waiting areas. Add in the accelerated rewards and access to exclusive offers, and it becomes more than just a credit card — it’s a proper upgrade to your travel experience.
Final Thoughts & Next Step 📝
Let’s be honest — £290 a year isn’t nothing. But when you factor in what you get back — from unlimited lounge access 🛋️ and 60,000 welcome points 🎁 to the ability to earn miles on the go — it starts to make sense. Use it right, and you’re not just covering the fee… you’re getting serious value in return.
It’s the kind of card that rewards consistency: spend smart, travel smart, and it’ll return the favour.
Ready to make every trip feel first-class? 🎟️ Apply today through HSBC Premier and unlock the benefits waiting for you.