TSB Advance Mastercard Review

Whether you're managing everyday expenses or larger purchases, this card helps you keep your finances in check without worrying about high interest rates.

Ready to take control of your finances with a smart, no-fuss credit card? The TSB Advance Mastercard offers you a hassle-free experience with a combination of low interest and a range of useful features that make it perfect for everyday spending. Whether you’re consolidating debt or planning a large purchase, this card has you covered with its 0% balance transfer and purchase deals for up to three months.

This card is ideal for those looking for flexibility in their financial tools. With no annual fee, you can enjoy peace of mind knowing that you’re getting great value without the usual extra costs. Plus, its low ongoing interest rate makes it a reliable option for long-term financial management. Say hello to more freedom in how you manage and make purchases!

CREDIT CARD

TSB Advance

0% interest 0% balance

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Benefits of the TSB Advance Mastercard:

• Low Interest Rate for Ongoing Purchases: The TSB Advance Mastercard offers an impressively low interest rate of just 12.95% variable, making it a top choice for those who carry balances from month to month. With this low rate, you won’t be burdened by sky-high interest charges, helping you stay in control of your financial situation.
• 0% Interest on Balance Transfers for 3 Months: Need to transfer existing credit card debt? The TSB Advance Mastercard offers 0% interest on balance transfers for the first 3 months. This is a great way to save on interest while consolidating debt and simplifying your finances. After 3 months, the rate will revert to the low 12.95% variable.
• No Annual Fee: Say goodbye to unnecessary costs! The TSB Advance Mastercard doesn’t have an annual fee, which means you can enjoy all the benefits without any extra charges weighing you down. This makes it an affordable option for those who want to keep costs to a minimum while enjoying the perks of a credit card.
• Up to 56 Days Interest-Free on Purchases: As long as you pay off your balance in full within the interest-free period, you can enjoy up to 56 days of interest-free spending. This allows you to make purchases and manage your cash flow without paying a penny in interest—giving you more breathing room for your finances.
• Flexible Payment Terms: The TSB Advance Mastercard offers a minimum monthly payment of either 1% of your balance or £5 (whichever is greater). This flexibility ensures you can manage your payments according to your financial situation, making it easier to stay on top of your spending.
• Worldwide Acceptance: Being a Mastercard, this card is accepted in over 50 million locations across 210+ countries. Whether you’re shopping online, traveling, or dining out, you can use the TSB Advance Mastercard virtually anywhere, ensuring convenience no matter where you are.
• No Balance Transfer Fee: Enjoy the added bonus of a 0% fee on balance transfers for the first 3 months, giving you an even bigger financial advantage when consolidating debt. This allows you to move balances from other credit cards without worrying about additional transfer fees.
• No Foreign Transaction Fees: When you use your TSB Advance Mastercard abroad, you won’t incur any foreign transaction fees—an excellent feature for frequent travelers. This helps you save when shopping overseas or making online purchases in other currencies.

Who Can Apply:

To apply for the TSB Advance Mastercard, you must meet the following criteria:

• Be at least 18 years old
• Be a UK resident
• Have a good credit score
• Meet TSB’s income and employment requirements

How to Apply:

1. Visit the TSB website or your nearest branch.
2. Fill out the application form online or in person.
3. Provide necessary documents, such as proof of identity and income.
4. Await approval, and if accepted, you’ll receive your card in the mail.

Frequently Asked Questions (FAQs):

1. What is the interest rate after the introductory period?
   
   • The interest rate reverts to 12.95% variable APR after the initial 0% interest period.
2. Can I transfer a balance from another card?
   
   • Yes, you can transfer balances from other credit cards within the first three months, with no fee.
3. Are there any foreign transaction fees?
   
   • Yes, there is a 2.95% fee on transactions outside of the UK.
4. Can I add an additional cardholder?
   
   • Yes, you can add one additional cardholder for no extra charge.

CREDIT CARD

TSB Advance

0% interest 0% balance

APPLY NOW You will be redirected