Funding Circle Business Credit Card Review

The Funding Circle Business Credit Card is designed to offer a simple, hassle-free way to manage your business expenses, with a credit limit tailored to your needs and the flexibility to use it wherever you go.

The Funding Circle Business Credit Card brings a fresh, exciting approach to managing your business expenses with ultimate flexibility! If you’re a small business owner looking for a straightforward way to manage and track your spending, this card is a game-changer. With the unique FlexiPay option, you can easily spread your payments over 3 months at 0% interest for a fixed fee, ensuring your cash flow stays on track while maximizing your business’s potential.

Say goodbye to the stress of upfront payments! The Funding Circle Business Credit Card allows you to manage your business purchases seamlessly, whether you’re shopping for office supplies, inventory, or equipment. Plus, with no annual fees and the option to finance purchases over time, this card provides a practical, cost-effective solution for growing businesses. Take control of your finances and unlock greater potential with the Funding Circle Business Credit Card!

CREDIT CARD

Funding Circle Business

No monthly fee No interest

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Funding Circle Business Credit Card Benefits:

• No Annual Fees: Enjoy the flexibility of a business credit card with zero annual fees. This means you can focus on growing your business without worrying about yearly charges eating into your profits.
• Flexible Payment Options: The FlexiPay feature allows you to split your payments over three months, making it easy to manage your business cash flow. Enjoy 0% interest on purchases, with a fixed flat fee for each transaction.
• Quick Approval Process: If your application is successful, you could receive a credit line of up to £250,000 (subject to status), helping you meet your business’s financial needs swiftly.
• Spreading Payments with Ease: Need to spread the cost of larger purchases? This card lets you break down payments over 1, 3, 6, 9, or 12 months, depending on what works best for your business.
• Track Expenses Easily: Keep an eye on all your business expenses with ease, thanks to the Funding Circle app that consolidates everything in one place. Staying organized has never been this easy!
• Flat Fee for Transactions: Unlike traditional credit cards, the Funding Circle Business Credit Card charges a flat fee for each transaction, ranging from 3.7% to 5.9%, depending on your application assessment. It’s all about flexibility!
• No Late Fees: There are no late payment fees, allowing you to manage your payments without the added pressure. The focus is on your business growth and success.
• Manage Business Expenses with a Single Card: Whether it’s office supplies or travel expenses, use your Funding Circle card for a variety of business purchases, all while consolidating your spending into one place.
• Enhanced Cash Flow: With the ability to make purchases now and pay later, you can enhance your business’s cash flow, giving you more breathing room to invest in new opportunities.
• Instant Access to Funds: Once approved, you can access up to £250,000 in credit, offering a quick and reliable way to cover unexpected business expenses or expand operations.
• Low-Interest Financing: With the ability to spread payments over time with 0% interest on purchases, the Funding Circle Business Credit Card provides a low-cost way to finance large or unexpected expenses, making it easier to invest in your business without sacrificing cash flow.
• Easy Integration with Accounting Software: The Funding Circle Business Credit Card integrates seamlessly with accounting software, making it easier for business owners to keep track of expenses and simplify tax season.
• 24/7 Customer Support: Enjoy peace of mind knowing that you can reach customer support any time of day, should you need assistance with your card or account. Whether it’s a question about transactions or a technical issue, help is always available.
• Business-Friendly Purchases: Use the card for a wide variety of business-related expenses, from supplies and equipment to advertising and marketing costs. The versatility makes it a perfect tool for businesses in any industry.
• Customizable Spending Limits: The card offers the option to set individual spending limits for employees or departments within your company, giving you full control over business expenses while promoting financial discipline.
• Comprehensive Security Features: The Funding Circle Business Credit Card comes with enhanced security measures, including real-time transaction alerts and fraud protection, ensuring that your business spending is safe and secure.
• Simple Expense Categorization: Easily categorize your business expenses through the card’s online portal, helping you keep track of spending in specific areas of your business, such as travel, office supplies, or inventory.
• Access to Business Resources: As a Funding Circle Business Credit Card holder, you can access additional business resources, including financial tools and guides, helping you make smarter financial decisions and grow your business effectively.

Who Can Apply?

The Funding Circle Business Credit Card is available to limited companies in the UK. The application process is simple, and you will need to provide the following details:

• Company type
• Business name
• Email address
• Annual company turnover
• Years in business

How to Apply:

1. Visit the Funding Circle website and complete the online application form.
2. Provide your business details, including your company type, turnover, and years of trading.
3. Wait for approval—Funding Circle typically makes a decision quickly, and if approved, you will receive your card within 10 working days.

Frequently Asked Questions:

1. Can I use the card for personal expenses? No, the card is for business expenses only.
2. What credit limit will I receive? Your credit limit will depend on your application and business status, ranging from £1,000 to £250,000.
3. Is the card available to sole traders? No, the Funding Circle Business Credit Card is only available to limited companies.
4. How long does it take to receive my card? If approved, your card will be sent within 10 working days.

CREDIT CARD

Funding Circle Business

No monthly fee No interest

APPLY NOW You will be redirected