Barclaycard Business Premium Plus Credit Card Review

If you're looking to supercharge your business's spending, the Barclaycard Business Premium Plus Credit Card offers a powerful solution.

The Barclaycard Business Premium Plus Credit Card is designed to take your business to the next level, offering incredible perks and benefits that help you manage your expenses with ease. Whether you’re dealing with international trade, travel, or day-to-day purchases, this card can be a powerful tool for growing your business. With exclusive cashback offers, travel insurance, and discounts at key business partners, this card makes every transaction work harder for you!

In addition to its business-focused features, the Barclaycard Business Premium Plus Credit Card provides added flexibility with 0% interest on purchases for the first 6 months, allowing you to manage larger expenses. Plus, the generous rewards program, along with an easy-to-use online management portal, makes it simple to keep track of your spending and save money. Read on to discover why this card could be a game-changer for your business!

CREDIT CARD

Barclaycard Business Premium Plus

earn cashback six months interest-free

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Benefits of the Barclaycard Business Premium Plus Credit Card

• 6 Months 0% Interest on Purchases: Kickstart your business without worrying about interest! For the first 6 months, enjoy 0% interest on purchases, allowing you to spread out payments on essential business expenses. This is perfect for budgeting big purchases without the stress of added costs.
• Up to 56 Days Interest-Free: After the introductory 6-month period, you can continue to enjoy up to 56 days of interest-free credit on all purchases, provided you pay off your balance in full each month. This gives you even more time to manage your cash flow.
• Cashback on Business Spend: Earn cashback on all your business purchases! Get 0.5% cashback on eligible spending up to £400 per year. Whether you’re buying office supplies or booking a business trip, your spending rewards you back.
  Travel Insurance Included: With the Barclaycard Business Premium Plus Credit Card, you get complimentary travel insurance. This includes medical cover up to £2m, flight delay and cancellation cover up to £6,000, and baggage loss coverage up to £3,000—making it the perfect companion for business travel.
• Exclusive Discounts Through Business Rewards: Unlock exclusive deals with Barclaycard’s Business Rewards partners, including Amazon Business and Experian. Whether you’re looking for discounts on business tools or booking services, these perks add significant value to your business.
• Enhanced Security with Purchase Protection: Enjoy peace of mind with Purchase Protection. This benefit safeguards your business purchases against damage or theft, making sure your investments are protected, no matter what.
• Misuse Protection: You’ll also be covered by Cardholder Misuse Insurance, which protects your business from any unauthorized use of your card. This is a crucial safety net for businesses managing multiple users.
• Access to Business Lounge Services (Old Benefit Removed): While this benefit is no longer available, the many other perks more than make up for it, offering an array of valuable business-related benefits.
  Additional Cards for Employees: You can request additional cards for employees, giving them access to the same benefits while you maintain control. Set individual spending limits and track all transactions to keep your business finances organized.
• Free Accounting Tools: Barclaycard has partnered with FreshBooks to offer free accounting plans for eligible customers. This makes managing your business finances and keeping track of your spending even easier!
• Redeeming Rewards: Once you’ve accumulated your cashback, it’s automatically credited to your account on your anniversary date. This means you can use it for further business expenses or offset your next payment, making it a simple and effective way to save.

Who Can Apply?

To apply for the Barclaycard Business Premium Plus Credit Card, your business must meet the following criteria:

• Be based in the UK.
• Have a turnover of at least £10,000 per year.
• Have a good credit history and financial standing.
• Be a limited company or sole trader.
• You’ll need to provide some details about your business’s financials, including tax returns and bank statements.

How to Apply

1. Visit the Barclaycard website or use their application portal.
2. Provide details about your business, including turnover and financial status.
3. Submit supporting documents, such as tax returns or bank statements.
4. Carefully review the terms and conditions before submitting your application.
5. Await approval, which can take a few business days.

Frequently Asked Questions (FAQs)

1. What is the APR for this card? The representative APR is 56.4%, based on a £1,200 spend with a £150 annual fee.
2. Can I get additional cards for employees? Yes, you can request additional cards, each with its own spending controls.
3. Is there a fee for cash advances? Yes, cash advances are subject to a fee of 33.4%.
4. Can I use this card for personal expenses? No, this card is designed for business use only.

CREDIT CARD

Barclaycard Business Premium Plus

earn cashback six months interest-free

APPLY NOW You will be redirected