British Airways American Express® Credit Card: Turn Spending into Travel

Earn Avios, unlock travel perks and enjoy everyday peace of mind — all with no annual fee.

Your Everyday Spending, Now With Travel in Mind

Whether you’re booking a holiday or just popping to the shops, the British Airways American Express® Credit Card helps turn your spending into something much more rewarding. Imagine earning Avios on your daily coffee run or weekly groceries — this card makes that possible.

It’s not just about collecting points; it’s about bringing your next getaway within reach. With travel protections, exclusive event access, and the chance to take someone with you on your next reward flight, this card is designed for people who love to travel — or would love to start.

CREDIT CARD

British Airways American Express

No annual fee Collect 5,000 bonus

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What Makes This Card Worth It?

💳 Earn As You Spend

You’ll collect 1 Avios for every £1 spent on purchases — from everyday bits and bobs to those bigger buys. The more you use the card, the faster your Avios balance grows.

✈️ Companion Voucher

Spend £12,000 within a membership year and receive a Companion Voucher. Use it to bring someone along on a reward flight — or enjoy 50% off the Avios cost if flying solo. Taxes, fees and availability apply, but the savings can be substantial.

🛍️ Purchase & Refund Protection

Made a purchase that arrived damaged or the shop won’t take it back? Get up to £2,500 in purchase protection and up to £200 in refund protection per eligible item.

🧳 Travel Accident Insurance

Book your trip with the card and enjoy up to £75,000 in travel accident insurance for extra peace of mind when you’re away.

🎟️ Exclusive Offers & Experiences

Take advantage of Amex Offers, giving you cashback or bonus points at selected brands and retailers. Plus, get early access to theatre tickets, gigs, and events at iconic venues like the National Theatre or Somerset House.

🌍 Worldwide Support

Lost your card abroad? Need help quickly? Global Assist® provides 24/7 emergency support, wherever you are.

👨‍👩‍👧‍👦 Supplementary Cards

Add a partner or family member to your account to earn more Avios together — and get a 2,000 Avios bonus when you add your first supplementary cardholder.

🧾 Plan It™ Instalment Plans

Turn larger purchases into equal monthly instalments with a fixed fee — ideal if you prefer structure and predictability when managing your budget.

✅ Who Can Apply?

To be eligible, you must:

• Be 18 or over
• Have a permanent UK home address
• Hold a UK bank or building society account
• Have a good credit history (no history of bad debt)
• Have regular personal income (no specific minimum listed)
• Be able to apply online

💡 How to Apply

Getting started is easy and takes just a few steps:

1. Visit the American Express UK website and find the British Airways American Express® Credit Card.
2. Use the eligibility checker to see your approval odds — it won’t impact your credit score.
3. Fill in your details, including your address, job info, and financial background.
4. Review and submit your application carefully.
5. In most cases, you’ll get a decision within minutes.
6. If approved, activate your card and start collecting Avios!

🧾 Frequently Asked Questions (FAQ)

1. How do I earn Avios with this card?
You earn 1 Avios for every £1 spent on purchases. Just use your card for your usual shopping and bills to build points quickly.

2. What is the Companion Voucher and how do I use it?
Spend £12,000 in a year to unlock it. You can then bring someone along on the same reward flight, or fly solo using half the Avios.

3. Are there any annual or hidden fees?
No annual fee at all. Other fees, like foreign transaction fees, may apply when used abroad — check the T&Cs for full details.

4. Can I use this card overseas?
Yes — it’s accepted internationally. But note that foreign transaction charges may apply.

🎯 Final Thoughts

The British Airways American Express® Credit Card is ideal if you’re looking to turn everyday spending into travel rewards — without the commitment of an annual fee. Whether you’re a frequent flyer or just planning your next escape, this card helps make it happen.

From bonus Avios to companion travel, built-in protections and real lifestyle perks, it’s more than just a credit card — it’s a travel upgrade that fits in your wallet.

🔗 Ready to apply? Head to the official Amex UK site to check your eligibility.

CREDIT CARD

British Airways American Express

No annual fee Collect 5,000 bonus

APPLY NOW You will be redirected