Asda Money Select Card builds credit and earns rewards fast

Improve your credit score while earning Asda Pounds on all your purchases. With no annual fee and a welcome bonus, this card delivers solid benefits for everyday spending across the UK.

Looking for a credit card that rewards your everyday shopping while helping you build credit? The Asda Money Select Credit Card might be just what you need. Designed for responsible spenders with room to grow their credit, it combines cashback-style rewards with credit-building features—no annual fee attached.

What if your weekly groceries, petrol fill-ups, and mobile top-ups earned you money back? That’s exactly what Asda Pounds are for. Let’s explore how this card makes daily spending work for your wallet and your credit score.

This card is tailored for UK residents aged 18+ looking to manage their spending wisely. With no annual fee and up to 0.75% back on Asda purchases, it’s built around simplicity and smart rewards. For all other spending, you’ll earn 0.2% back, which is added as Asda Pounds to your Cashpot.

The representative APR is 34.9% (variable), and credit limits are personalized—starting from modest amounts to support responsible usage. Plus, you get £20 in your Cashpot when you open a new account (T&Cs apply).

The Asda Money Select card turns regular spending into real benefits:

  • 0.75% cashback on Asda Groceries, George, Petrol & more
  • 0.2% cashback on spending elsewhere
  • £20 bonus added to your Asda Cashpot after approval
  • Works with Apple Pay & Google Pay
  • Manageable credit limits help maintain control

Your cashback appears as Asda Pounds in your app and can be used for future Asda purchases. It’s like turning shopping into savings.

Here’s what you’ll enjoy with the Asda Money Select Credit Card:

  • 0.75% back at Asda stores and services
  • 0.2% back everywhere else
  • Free £20 Cashpot reward for new users
  • No annual fee, ever
  • Real-time balance and reward tracking via the app
FeatureAsda Money SelectTesco Foundation CardAqua Classic Credit Card
Annual Fee£0£0£0
Cashback at own brand0.75%0.25% Clubcard PointsNone
General cashback0.2%NoneNone
New customer bonus£20 CashpotNoneNone

For UK residents seeking a no-hassle, reward-packed credit card to boost their score and stretch their pounds, the Asda Money Select Credit Card delivers real value. It’s simple, transparent, and smart—offering cashback where it counts and keeping you in control. Perfect for regular Asda shoppers and credit-conscious spenders alike.

👉 Learn how to maximize your rewards with smart spending strategies—click to continue!

Graduated in Business Administration Specialist in finance, economics and investments. His aim is to transform people's lives through knowledge and information with clear, simple content and without “economese”.