TSB Car Loan: Helping You Buy Your Next Car

Thinking about buying a car but don’t want to drain your savings? 

You’re not alone. Whether it’s your first car, a family upgrade, or just time for a change, the TSB Car Loan gives you a simple, flexible way to finance it — with terms that work around you, not the other way round.

You can apply online in minutes, check your quote without affecting your credit score, and if approved, have the money in your account as soon as the same day. No jargon, no drama — just a clear plan to help get you moving.

💡 Why Choose a TSB Car Loan?

With the TSB Car Loan, you’re in control from the start. Whether you’re looking to borrow £1,000 to £25,000 (or even £300 to £50,000 if you already bank with TSB), you can tailor your loan to fit your life — not the other way around. Repay over 1 to 5 years, or up to 7 years if you’re an existing customer.

You’ll see a personalised quote in minutes with no impact on your credit file, and if you apply before 6pm, you could receive the money the same day. The interest rate is fixed, so your monthly payments won’t jump around — giving you peace of mind over the long run.

And if you find a better car sooner or want to pay your loan off early? No worries — overpayments come with no penalties. It’s simple, fair borrowing from a bank that wants to make things easier, not harder.

🚘 What Makes the TSB Car Loan a Smart Choice?

• Flexible loan amounts: £1k–£25k (£300–£50k for TSB customers)
• Borrow over 1–5 years (up to 7 years for current account holders)
• Get a quote in minutes — with no credit score impact
• Fixed APR from 5.9% (for £7,500–£25,000 over 1–5 years)
• Same-day funds available if you apply before 6pm
• Make overpayments with no extra fees
• Option to apply online, by phone or in branch

📋 Before You Apply, Here’s What to Know

• You’ll need to be 18+ (21+ for online) and a UK resident
• Minimum monthly income of £850 after tax
• No recent CCJs, defaults or bankruptcies
• You don’t need a TSB current account — but you’ll get more options if you have one
• Use the loan calculator to get an idea of costs
• You’ll need employment or steady income to qualify
• Your actual rate depends on your personal financial profile

✅ How to Apply for a TSB Car Loan

1. Visit the TSB website and try the car loan calculator
2. Choose how much you want to borrow and for how long
3. Get a personalised quote online — soft credit check only
4. If it looks good, complete the online form
5. Receive a decision in minutes
6. If approved, funds can be sent the same day (conditions apply)
7. Use the loan to buy your car and drive away with peace of mind

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