The TSB Advance Credit Card

Take control of your financial future with a smarter credit option that offers low interest, flexible spending, and real savings starting today.

CREDIT CARD

TSB Advance

0% interest on purchases 0% balance transfer fee

SEE HOW TO APPLY You will remain on the current site

Looking for a smarter way to manage your everyday spending or consolidate your debts at a lower cost? The TSB Advance Credit Card offers one of the most competitive APRs on the market, making it an ideal choice for those who want flexibility without facing high-interest charges.

Key Benefits

• Low representative APR of 12.9% (variable): Enjoy one of the lowest ongoing rates available for purchases and balance transfers.
• 0% interest on purchases and balance transfers for the first 3 months: Perfect for larger purchases or consolidating debt quickly.
• No balance transfer fee for 90 days: Move your existing credit card balances at no extra cost.
• Mobile payment compatibility: Use Apple Pay, Google Pay, and Samsung Pay for convenient, secure transactions.
• Access to Priceless.com experiences: Enjoy exclusive offers and events through Mastercard’s global platform.

How the TSB Advance Credit Card Works

Once approved, you can use your TSB Advance Credit Card for daily spending or to transfer balances from higher-interest cards. If you act within the first 90 days, you won’t pay any fees on balance transfers, and you’ll benefit from 0% interest on new purchases for three months. After this promotional period, the low standard APR of 12.9% applies, helping you save money in the long term.

Pro Tip: To make the most of the introductory offer, aim to pay down any transferred balances before the 0% period ends.

Enjoy More Freedom and Lower Costs with Every Purchase

Choosing a credit card shouldn’t mean accepting high-interest charges or complicated fees. With this low-rate option, you gain the freedom to manage everyday expenses more efficiently, whether it’s groceries, travel, or unexpected bills. 

By combining a low 12.9% APR with a fee-free balance transfer offer, this card helps you make smarter financial choices from day one. This isn’t just another temporary promotion; it’s a real opportunity to build stronger financial habits and save money at the same time. 

How It Stacks Up Against Competitors

Who Should Consider the TSB Advance Credit Card?

• Those who tend to carry a balance month-to-month and want lower interest charges.
• Shoppers planning major purchases who want to spread costs over time affordably.
• Individuals consolidating multiple debts without paying high balance transfer fees.
• Anyone looking for a reliable, flexible credit solution with mobile payment support.

Final Thoughts

The TSB Advance Credit Card combines a low APR, fee-free balance transfers (if done early), and everyday usability through mobile payments. It’s a solid choice for anyone who wants more than just an introductory offer — it’s a long-term tool for better money management.

If you’re serious about reducing the cost of borrowing and staying in control of your finances, the TSB Advance Credit Card deserves a spot on your shortlist.