British Airways American Express Credit Card Review

Fly high with unmatched rewards and exclusive perks.

Unlock a world of exclusive travel benefits with the British Airways American Express Credit Card. From collecting Avios for every purchase to enjoying seamless travel experiences, this card is your perfect companion. Whether you’re planning a dream holiday or frequent business trips, you’ll appreciate the valuable perks it brings, all designed to enhance your journey.

This card isn’t just about travelling; it’s about elevating your lifestyle. As a cardholder, you’ll gain access to privileges that help you make the most of every purchase. Whether you shop at home or abroad, the rewards you earn bring you closer to your next adventure. Keep reading to discover the many reasons why this card is a must-have for travellers and savvy spenders alike.

CREDIT CARD

British Airways American Express

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Fly Smarter with Rewards

• Earn Avios on Every Purchase: For every £1 spent, you’ll collect Avios points, turning everyday transactions into travel rewards. Use these points for flights, upgrades, or exclusive experiences through British Airways and its partners.
• Complimentary Companion Voucher: Spend a specified amount annually and receive a Companion Voucher, letting a companion fly with you for less, making your travel even more memorable.
• Worldwide Acceptance: As part of the American Express network, this card is accepted at millions of locations worldwide, offering ease and flexibility wherever your adventures take you.
• Travel Protection Benefits: Enjoy peace of mind with built-in travel accident insurance and purchase protection, so you can focus on creating memories.
• Boost Your Avios with Partner Offers: Maximise your Avios earnings with exclusive offers from British Airways and American Express partner retailers, adding even more value to your spending.
• Contactless Convenience: Pay quickly and securely with contactless technology, making everyday transactions a breeze.
• Stay Connected to Your Spending: Manage your account with ease through the American Express app, allowing you to track your spending, view rewards, and stay in control.
• No Foreign Transaction Fees: Enjoy spending abroad without worrying about additional charges, saving you money on international purchases.
• Build Your Credit Score: Using this card responsibly can help improve your credit score, opening the door to even more financial opportunities.
  

Who Can Apply 

• UK Resident: You must be a resident of the United Kingdom to apply for this card. Proof of address may be required during the application process.
• Minimum Age: Applicants must be at least 18 years old to qualify, ensuring compliance with UK financial regulations.
• Good Credit History: A positive credit record is essential. Those with recent defaults or bankruptcy are less likely to be approved.
• Annual Income Requirement: While specific income thresholds aren’t stated, a steady source of income is necessary to demonstrate financial stability.
• No Existing American Express Debts: If you already have an American Express card, your account must be in good standing before applying for a new one.
• Valid UK Bank Account: You must have an active UK bank account for payments and financial verification.
  

How to Apply for The British Airways American Express Credit Card

• Online Application: Visit the official British Airways or American Express website and complete the secure online application form.
• Provide Personal Details: Enter your full name, contact information, and UK residential address accurately to ensure smooth processing.
• Income Information: Be prepared to disclose your annual income and employment details to confirm your financial eligibility.
• Submit Identification: Provide proof of identity, such as a passport or driving licence, alongside your application to meet regulatory requirements.
• Agree to a Credit Check: Consent to a credit check as part of the application process. This helps the issuer assess your creditworthiness.
• Review and Confirm: Double-check all entered information before submitting. Upon approval, your card will be sent to your address within a few working days.
  

Frequently Asked Questions

What rewards can I earn with the card?

You earn Avios points on every purchase, which can be redeemed for flights, upgrades, and other exclusive travel perks.

Is this card accepted internationally?

Yes, the British Airways American Express Credit Card is widely accepted at millions of locations worldwide.

Can I use the card for non-travel purchases?

Absolutely! You can use this card for everyday expenses, earning Avios on all your spending.

How do I redeem Avios points?

Avios points can be redeemed directly through the British Airways Executive Club or its partner programmes for flights, upgrades, and more.

CREDIT CARD

British Airways American Express

No annual fee Collect 5,000 bonus

APPLY NOW You will be redirected