Amex Cashback Everyday Credit Card Review

Enjoy cashback, flexibility, and exceptional value with every purchase.

Are you looking for a credit card that turns your daily purchases into tangible rewards? The Amex Cashback Everyday Credit Card might just be the solution you’ve been searching for. It’s designed to add value to your everyday spending while keeping things straightforward and rewarding.

With a focus on effortless cashback benefits and convenience, this card ensures that you make the most out of your routine transactions. Keep reading to discover why it stands out as a reliable option for savvy spenders in the UK.

CREDIT CARD

Amex Cashback Everyday

Annual Fee £0 Get 5% cashback

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Unlock Your Everyday Rewards

• Earn Cashback on Every Purchase: The Amex Cashback Everyday Credit Card lets you earn cashback on every eligible purchase, no matter where you shop. Whether it’s groceries, petrol, or online subscriptions, you’ll see your everyday spending translate into meaningful rewards. The more you use the card, the more cashback you accumulate, providing a constant incentive to make the most of it.
• No Limit on Cashback Potential: Unlike other cards, the cashback you earn isn’t capped. This means your rewards can grow as your spending increases. Whether you’re splurging on a holiday or making daily purchases, the lack of a ceiling ensures you enjoy unlimited earning potential throughout the year.
• Enhanced Security Features: Shopping is safer with advanced fraud protection and secure online transactions. The card uses Amex’s cutting-edge security systems, ensuring your peace of mind whenever and wherever you use it. You’ll also benefit from the added reassurance of purchase protection on eligible transactions.
• Supplementary Cards for Family: The card allows you to request supplementary cards for family members, enabling them to earn cashback on their spending as well. It’s a fantastic way to maximise rewards within a household while tracking all expenses from a single account.
• Exclusive Amex Experiences: Cardholders gain access to exclusive experiences, from priority bookings at sought-after events to tailored offers with top UK brands. These perks go beyond cashback, providing opportunities to enjoy more of what you love.
• Contactless Convenience: Use your Amex Cashback Everyday Credit Card for swift, hassle-free payments with contactless technology. Accepted at millions of locations across the UK and globally, the card makes everyday purchases faster and easier.
• App Integration for Seamless Management: Stay in control of your finances with the user-friendly Amex app. Track your spending, manage payments, and view your cashback rewards in real-time—all from the convenience of your smartphone.
• Travel Perks: Accepted worldwide, the Amex Cashback Everyday Credit Card ensures you’re never without payment options, whether travelling for work or leisure. Additional perks include competitive exchange rates and support for transactions abroad.
• Customer Support Excellence: Amex is renowned for its award-winning customer service, available 24/7. Whether you have a query or need assistance, their dedicated team ensures help is just a call away.

Qualification Requirements

• Minimum Age: Applicants must be at least 18 years old to qualify for the Amex Cashback Everyday Credit Card. This ensures responsible credit handling and financial maturity.
• UK Residency: Only UK residents can apply for this card. Proof of address and residence is required during the application process.
• Credit History: A fair to excellent credit score is necessary. While the card welcomes a range of credit profiles, demonstrating good financial habits boosts approval chances.
• Minimum Income: Amex recommends a minimum annual income of £20,000 to qualify, ensuring you can comfortably manage repayments.
• No Recent Defaults: Applicants with recent credit defaults or bankruptcies may be ineligible. A clean financial history increases the likelihood of approval.
• Bank Account Requirement: A UK bank account is required for payments and cashback rewards. Ensure you have an active account to proceed with your application.
  

How to Apply for the Amex Cashback Everyday Credit Card

• Visit the Official Website: Start your application process on the official American Express UK website. It’s secure and straightforward, with step-by-step guidance throughout.
• Check Eligibility: Use the eligibility checker on the website to see if you’re likely to be approved before applying. This soft check doesn’t impact your credit score.
• Provide Personal Details: Fill in your personal information, including your name, address, and employment details. Ensure all data is accurate for smoother processing.
• Submit Financial Information: Include details about your income, expenses, and any outstanding debts. This helps Amex assess your creditworthiness.
• Verify Your Identity: Upload proof of identity and address as part of the application process. Valid documents include a passport, driving licence, or utility bill.
• Await Approval: Once submitted, your application will be reviewed. If approved, you’ll receive your card within 7–10 working days, ready for activation and use.
  

Frequently Asked Questions

How does cashback work with this card?

Cashback is earned as a percentage of your eligible purchases and is credited to your account annually.

Where is the card accepted?

The card is widely accepted at millions of locations across the UK and internationally, ensuring flexibility wherever you shop.

Is there a spending cap for earning cashback?

No, the Amex Cashback Everyday Credit Card does not impose a limit on the cashback you can earn.

Can I add supplementary cardholders?

Yes, you can add supplementary cardholders, allowing family members to earn cashback while you maintain control of the account.

CREDIT CARD

Amex Cashback Everyday

Annual Fee £0 Get 5% cashback

APPLY NOW You will be redirected